Money Laundering Intelligence Ltd provide this privacy policy (this “Privacy Policy”) because we understand that you concerned about how information you provide to us is used and shared. This Privacy Policy relates to the information collection and use practices of Money Laundering Intelligence Ltd when you access and use this website www.moneylaunderingintelligence.com (the “Website”) or access and use our proprietary software products (“Products”) via the Website. As of the Effective Date of this Privacy Policy, our Products include Money Laundering Intelligence Ltd Platform, Reports, Curated Alerting and Analysis Assistance. However, our Products may change from time to time.
By visiting our Website, you are agreeing to the terms of this Privacy Policy and the accompanying Terms of Service. Access to and usage of our Products is also governed by the applicable software license agreement accompanying the Products (the “Agreement”).
Money Laundering Intelligence Ltd provides its Products on its customers’ behalf as a “data processor,” as such term is defined under the GDPR. As such, customers are the data controllers, as such terms are defined under the GDPR, when using Money Laundering Intelligence Ltd.’s Products. Thus, Customers must, as applicable, have an appropriate legal basis for its processing activities when using the Products, give appropriate notices under Articles 13-14, and fulfil all other data controller obligations under the GDPR.
When serving as a processor, we have certain obligations under GDPR including only processing personal data at our customers’ instructions reflected in the applicable Agreement, providing assistance with fulfilment of rights requests, and implementing appropriate security for personal data. To the extent legally permissible, we will forward any inquiries, complaints, or requests received from data subjects with respect to use of the Products to the appropriate customer and await instructions before taking any action.
With respect to other processing activities, Money Laundering Intelligence Ltd may act as a data controller. As examples, we are a controller with respect to certain activities related to prospective/current customers, customer end-users, and vendors (“Business Contacts”), and visitors to our Website to the extent they are located in the European Economic.
Money Laundering Intelligence Ltd as Data Controller for Intelligence Data offered through the Product.
For the personal data that Money Laundering Intelligence Ltd collects from different sources, including publicly accessible sources, compiles, and includes in its intelligence databases (the “Intelligence Data”), Money Laundering Intelligence Ltd acts as an independent Data Controller. This processing is carried out for Money Laundering Intelligence Ltd own legitimate purposes, distinct from the processing performed on behalf of Money Laundering Intelligence Ltd.’s customers, as described above.
Your Rights Under the GDPR
As a person located in the European Economic Area, you have a right to: (i) request access to, correction and/or erasure of your personal data; (ii) object to processing of your personal data (such as direct marketing); (iii) restrict processing of your personal data; and (iv) request a copy of your personal data, or have a copy thereof sent to another controller, in a structured, commonly used and machine readable format under the right of data portability. You may exercise these rights and submit a GDPR complaint by contacting privacy@moneylaunderingintelligence.com with the subject line “GDPR.”
You also have the right to lodge a complaint about the processing of your personal data with an appropriate data protection authority, and, as applicable, to exercise third-party beneficiary rights under Money Laundering Intelligence Ltd.’s Standard Contractual Clauses.
Money Laundering Intelligence Ltd.’s products (including the platform, subscription services, and other professional services) may collect your IP address and this information will be used by Money Laundering Intelligence Ltd for security, analytics, and other internal purposes.
Contact and Other Information
Any conversations with Money Laundering Intelligence Ltd, including through emails and other electronic means as well as with generative AI tools, may be recorded and stored. Information individuals submit to Money Laundering Intelligence Ltd (including through AI tools, such as Money Laundering Intelligence Ltd website chatbot) may be used by Money Laundering Intelligence Ltd for sales, marketing, quality assurance, product and business related improvement and training. Any data shared with Money Laundering Intelligence Ltd, including information exchanged during interaction with AI applications such as the chatbot, may be shared with other applications utilized by Money Laundering Intelligence Ltd in the maintenance of the Website and provision of the products and our service providers and will be retained by us in line with our internal policies.
Business Transfers
In the. vent o. a merger, reorganization, dissolution or similar corporate event, or the sale of all or substantially all of our assets, we expect that the information that we have collected, including personal data, would be transferred to the surviving entity in a merger or the acquiring entity. All such transfers shall be subject to our commitments with respect to the privacy and confidentiality of such personal data as set forth in this privacy policy.
Disclosure to Public Authorities
We may be required to disclose personal information in response to lawful requests by public authorities, including for the purpose of meeting national security or law enforcement requirements. We may also disclose personal information to other third parties when compelled to do so by government authorities or required by law or regulation including, but not limited to, in response to court orders and subpoenas.
Retention of Personal Data
We will retain your personal data in a form that identifies you only for as long as it serves the purpose(s) for which it was initially collected as stated in this privacy policy, or subsequently authorized. We may continue processing your personal data for longer periods, but only for the time and to the extent such processing is legally required or reasonably serves the purposes of archiving in the public interest, journalism, literature and art, scientific or historical research and statistical analysis. Retained personal data is subject to the protection of this Privacy Policy. After such time periods have expired, we may either delete your personal data or retain it in a form such that it does not identify you personally.
How We Protect Your Information
We take commercially reasonable steps to protect the personal data from loss, misuse, and unauthorized access, disclosure, alteration, or destruction, taking into account the risks involved in processing and the nature of such data, and comply with applicable laws and regulations. Please understand, however, that no security system is impenetrable. Therefore, we cannot guarantee the security of our databases, nor can we guarantee that the information you supply will not be intercepted while being transmitted to and from us over the Internet. In particular, e-mail sent to or from the Website may not be secure, and you should therefore take special care in deciding what information you send to us via email.
Like many businesses, we hire other companies to perform certain business-related services. We may disclose personal data to certain types of third-party companies but only to the extent needed to enable them to provide such services. The types of companies that may receive personal data and their functions are: direct marketing assistance, lead generation services, order fulfilment, billing, customer service, data storage, hosting services, disaster recovery services, and sales support companies. All such third parties function as our agents, performing services at our instruction and on our behalf pursuant to contracts which require they provide at least the same level of privacy protection as is required by this privacy policy and implemented by Money Laundering Intelligence Ltd. We may also disclose personal data to our affiliates in order to support marketing, sale and delivery of Products and Services.
Individuals have the opportunity to opt-out of sharing of their personal data with third parties other than our agents or before we use it for a purpose other than which it was originally collected or subsequently authorized. To limit the use and disclosure of your personal data, please submit a written request to privacy@moneylaunderingintelligence.com with the subject line “Data Privacy Framework.”
We will not disclose your sensitive personal data to any third party without first obtaining your opt-in consent. In addition to any consent mechanisms on the Site, you may provide your consent by sending us an email at privacy@moneylaunderingintelligence.com with the subject line “Data Privacy Framework.” In each instance, please allow us a reasonable time to process your response.
Money Laundering Intelligence Ltd acknowledges that EEA, UK, and Swiss individuals have the right to access the personal data we maintain about them. Upon request to privacy@moneylaunderingintelligence.com with the subject line, “Data Privacy Framework,” we will provide you with confirmation as to whether we are processing your personal data, and have the data communicated to you within a reasonable time. You have the right to correct, amend, or delete your personal data where it is inaccurate or has been processed in violation of this Privacy Policy. Please allow us a reasonable time to respond to your inquiries and requests.
We do not use your personal information for targeted advertising or sell your personal data.
For all verifiable consumer requests, Money Laundering Intelligence Ltd will confirm receipt of your request within ten (10) business days. If you do not receive confirmation within the 10-day timeframe, please contact us at privacy@moneylaunderingintelligence.com.
Money Laundering Intelligence Ltd endeavours to respond to a verifiable consumer request within forty-five (45) days of receipt. If Money Laundering Intelligence Ltd requires more time (up to 90 days), Money Laundering Intelligence Ltd will inform you of the reason and extension period in writing.
Due to the large volume of data subjects and the nature of collection (among other reasons, data is collected from public sources where direct contact information is often unavailable, cannot be verified or invalid), the provision of individual notice would constitute a disproportionate effort. Therefore, we provide this comprehensive public notice as required under GDPR Article 14. Money Laundering Intelligence Ltd considers and balances any potential impact on potential data subjects and their rights under the GDPR and other data protection laws.
Money Laundering Intelligence Ltd.’s legal basis for collecting and processing Intelligence Data is our legitimate interest (GDPR Art. 6(1)(f)) in providing intel services to the users of Money Laundering Intelligence Ltd.’s Products. These legitimate interests include cyber threat intelligence, fraud prevention, brand protection, and vulnerability management.
Categories of Data Processed
When processing Intelligence Data, Money Laundering Intelligence Ltd may obtain personal data and other data, including, but not limited to public names, usernames/handles, public email addresses, public phone numbers, public job titles, public forum content, IP addresses and other information that users and other data subjects have made available on different publicly available resources. Money Laundering Intelligence Ltd generally avoids the collection of Special Categories of Personal Data (GDPR Art. 9). However, the nature of our collection efforts may include incidental data revealing special categories of personal data (e.g., racial, or ethnic origin, political opinions, religious or philosophical beliefs, or trade union membership). The processing of such incidental data is strictly limited to our core security purposes and consistent with the substantial public interest basis under GDPR Art. 9(2)(g).
In general, Intelligence Data is obtained from publicly accessible sources, including open-source forums, social media platforms, public corporate/government registers, news archives, and technical network information (e.g., DNS records).
The Intelligence Data is shared with users of Money Laundering Intelligence Ltd.’s Products, who are acting as independent data controllers, for the purposes of security and compliance as stated above.
Data subjects exercise their rights and submit a GDPR question, request or complaint by contacting privacy@moneylaunderingintelligence.com with the subject line “GDPR”.
Capitalized terms not defined in this Privacy Policy shall have the meaning set forth in our Terms of Service.
How to Contact Us
If you have questions about this Privacy Policy or GDPR, please contact us by email to: privacy@moneylaunderingintelligence.com.